http://jurnal.radenfatah.ac.id/index.php/I-Finance/issue/feed I-Finance: a Research Journal on Islamic Finance 2018-01-30T09:46:50+00:00 M. Rusdi mrusydimusa73@gmail.com Open Journal Systems <p><strong><span style="color: #006699;">I-Finance: a Research Journal on Islamic Finance</span></strong> (<a title="ISSN" href="http://u.lipi.go.id/1444701858" target="_blank" rel="noopener">ISSN:2476-8871; </a><a href="http://u.lipi.go.id/1516246540" target="_blank" rel="noopener">e-ISSN: 2615-1081</a>) is a peer-reviewed journal on Islamic Economics published by the study program of Islamic Banking, <a title="FEBI" href="http://febi.radenfatah.ac.id/" target="_blank" rel="noopener">Faculty of Islamic Economic and Busines</a>s, <a title="UIN Raden Fatah Palembang" href="http://radenfatah.ac.id/" target="_blank" rel="noopener">Universitas Islam Negeri Raden Fatah Palembang, Indonesia.</a><br><br>This journal published twice a year on July and December. I-ECONOMICS is devoted to research in all branches of Islamic Finance. Specifically, the journal will deal with topics, including but not limited to: Finance, Public Finance, Moneter, Fiscal, Bank, Non Bank, Capital Markets, Investation.<br><br>Please read these guidelines carefully. Authors who want to submit their manuscript to the editorial office of I-Finance: a Research Journal on Islamic Finance should obey the writing guidelines. If the manuscript submitted is not appropriate with the guidelines or written in a different format, it will BE REJECTED by the editors before further reviewed. The editors will only accept the manuscripts which meet the assigned format. And than, Editorial Team requires all authors to submit their research articles through online system.</p> http://jurnal.radenfatah.ac.id/index.php/I-Finance/article/view/1448 PENGARUH PEMBIAYAAN MODAL KERJA TERHADAP PENDAPATAN USAHA NASABAH PADA PT. BANK SYARIAH MANDIRI KANTOR CABANG SIMPANG PATAL PALEMBANG 2018-01-30T09:46:50+00:00 Erdah Litriani erdahlitriani@gmail.com <em>This study aims to investigate the Working Capital Financing Effect Against Revenue Customer At PT. Bank Syariah Mandiri Branch Office Simpang Patal Palembang. Working capital financing is financing to meet the needs of increased production both quantitatively and qualitatively, and for the purposes of trade or increase the utility of place of an item. Operating revenues were higher course is expected by every customer who makes an effort to encourage the development of the business. This study on the financing of working capital to revenue customers by using purposive sampling method means sampling conducted choose subjects based on specific criteria researchers set, the sample in this study were 30 people from a population of 274 people. The method used in this study is a simple linear regression method. Based on the research results obtained, that the financing of working capital variables affect the customer's business income variable and there is a positive relationship between working capital financing to operating income customers. Based on t test results that show the value of t&gt; t table (8.937&gt; 1.701) and a significant value is smaller than the significance level (α) 0.05 (0.000 &lt;0.05), then the hypothesis that there is a significant positive effect variable financing working capital to operating income customers at PT. Bank Syariah Mandiri Branch Office Simpang Patal Palembang.</em> 2018-01-29T12:22:10+00:00 ##submission.copyrightStatement## http://jurnal.radenfatah.ac.id/index.php/I-Finance/article/view/1450 PENGARUH UPAH MINIMUM KOTA (UMK) TERHADAP KESEMPATAN KERJA DAN PENGANGGURAN DI KOTA PALEMBANG TAHUN 2004-2014 2018-01-30T09:46:50+00:00 Lemiyana Lemiyana lemiyana@gmail.com Maya Panorama maya.izuddin@yahoo.com In Palembang the number of labor force shows an increasing number in the period of 11 years ie from 2004 to 2014. The increase in the workforce is followed by an increase in working population accompanied by an increasing number of unemployed. This study aims to determine how much the effect of wages on employment and unemployment from 2004 to 2014. Data analysis used in this study is multiple linear regression, where Y shows the variable of employment and unemployment, while X shows the variable minimum wage city . Based on the analysis conducted shows that wages have a positive effect on employment. This indicates that wage increases are in line with increased employment. Wages have a negative effect on job seekers graduating from junior high school, job seekers graduated from senior high school, job seekers graduated from S2 / S3, while wages have no effect on unemployment, job seekers graduated from primary school, graduated job seekers D1 / D2 / D3, job seekers graduated S1, and work placement 2018-01-29T12:22:10+00:00 ##submission.copyrightStatement## http://jurnal.radenfatah.ac.id/index.php/I-Finance/article/view/1690 FRAUND DIAMOND DALAM MENDETEKSI KECURANGAN LAPORAN KEUANGAN 2018-01-30T09:46:50+00:00 Poppy Indriani poppy_ucat@yahoo.com <em>Effect of Diamond Fraud in Financial Statement Fraud detection. This study aimed to get empirical evidence regarding the effectiveness of diamond fraud in detecting fraudulent financial statements. Variables - variables of diamond fraud is financial stability is proxied by ACHANGE, external pressure proxied with leverage, financial targets are proxied by the ROA, nature of industry proxied by inventory, ineffective monitoring proxied by BDOUT, audit opinion and change of directors. Financial statement fraud detection in this study using the F-score models. The results of this study indicate that external pressure, financial targets, ineffective monitoring, audit opinion and change of directors does not have influence in detecting fraudulent financial statements. While the financial stability and nature of industry to have an influence in detecting fraudulent financial statements.</em> 2018-01-29T12:22:10+00:00 ##submission.copyrightStatement## http://jurnal.radenfatah.ac.id/index.php/I-Finance/article/view/1458 PENGARUH INFLASI, TINGKAT SUKU BUNGA, KURS, HARGA MINYAK DUNIA DAN HARGA EMAS DUNIATERHADAP IHSG DAN JIIDI BURSA EFEK INDONESIA 2018-01-30T09:46:50+00:00 Umi Sartika sartikaumi@gmail.com The research aims to investigate empirically the influence of selected macroekonomic variables. The research design is associative. Independent variabel  are  inflation, Bank Indonesia certificate rate, the exchange rate of IDR, World Oil Price and World Gold Price on Indonesia Composite Index and Jakarta Islamic Index at The Indonesia Stock Exchange (IDX). This paper examines the direct effect of selected macroeconomic variabel on Indonesia Composite Indexand Jakarta Islamic Index.The data is taken from the monthly closing price of each dependent and independent variables. The sampling method used in this study is the sample saturated and obtained a sample of 60 months of data closing price. The data used are secondary data collection methods of data documentation. The analysis which used in this research is multiple linier regression analysis, F test and t test. The result of calculations using Eviews 8, showed that: the result hypothesis F test, obtained value of Fcompute &gt; Ftable, means that there is the influence of inflation, Bank Indonesia certificate rate, the exchange rate of IDR, World Oil Price and World Gold Pricetogether on Indonesia Composite Index and Jakarta Islamic Index.While result of the hypothesis t test, showed that inflation, Bank Indonesia certificate rate, the exchange rate of IDR, World Oil Price and World Gold Price partially had not influence on Indonesia Composite Index and Jakarta Islamic Index 2018-01-29T12:22:10+00:00 ##submission.copyrightStatement## http://jurnal.radenfatah.ac.id/index.php/I-Finance/article/view/1447 ANALISIS PENERAPAN TEKNOLOGI INFORMASI DALAM PENINGKATAN KINERJA KARYAWAN DIVISI SUMBERDAYA MANUSIA 2018-01-30T09:46:50+00:00 Gonan Sumadi gonansumadi@gmail.com <p>In analyzing the influence of the application of information technology in the form of the use of special applications and software assistance is done regression and correlation approach to obtain the level of significance of the hypothesis used. In this study the variables used are the application of application and software as independent variables and performance of human resource division as the dependent variable. By using 15 trading companies as obejek research and 75 karyewan human resources division conducted analysis to obtain information magnitude influence of each variable. From the measurement and analysis, it is known that the application and software applications in supporting the performance of the human resources division showed a significant influence both simultaneously.From the measurement and analysis results it is known that the application and software sourcing in supporting the performance of human resources division showed significant influence either simultaneously (simultaneously) or partially.Therefore, it is suggested that the need for training and coaching for employees in utilizing) or partially. Therefore it is recommended that training and coaching for employees in utilizing information technology and supporting equipment improvements.</p><p> </p> 2018-01-29T12:22:11+00:00 ##submission.copyrightStatement## http://jurnal.radenfatah.ac.id/index.php/I-Finance/article/view/1550 PENGARUH PRICE EARNING RATIO (PER), EARNING PER SHARE (EPS), DEVIDEND YIELD RATIO (DYR), DIVIDEND PAYOUT RATIO (DPR), BOOK VALUE PER SHARE (BVS) DAN PRICE BOOK VALUE(PBV ) TERHADAP HARGA SAHAM PADA PERUSAHAAN SUBSEKTOR MAKANAN DAN MINUMAN YANG TERDAFTAR DI JAKARTA ISLAMIC INDEX (JII) 2018-01-30T09:46:50+00:00 Lidia Desiana lidiaalyd@gmail.com <p><em>One of the financial ratios that can be used to provide information on how much society (investors) or shareholders appreciates the company, so they want to buy stockof the company at a higher price than the book value of stock is the ratio of share capital or market ratio. This research aims to prove the influence of PriceEarning Ratio (PER), Earning Per Share (EPS), Devidend Yield Ratio (DYR), Dividend Payout Ratio (DPR), Book Value per Share (BVS) and Price Book Value (PBV) Sharia shares. The sample in this research consists of two sub-sector food and beverage companies listed in Jakarta Islamic Index, namely PT. Indofood CBP Sukses Makmur, Tbk and PT. Indofood Sukses Makmur, Tbk. To explain the influence of these variables, the data obtained in this research were analyzed using multiple linear regression model. The result of T test shows that Price Earning Ratio (PER), EarningPer Share (EPS), Book Value Per Share (BVS) and Price Book Value (PBV) have an effect on stock price. Devidend Yield Ratio (DYR) and Devidend Payout Ratio (Parliament) partially have no effect on stock prices. F test results show that Price Earning Ratio (PER), Earning Per Share (EPS), Devidend Yield Ratio (DYR), Devidend Payout Ratio (DPR), Book Value Per Share (BVS), Price Book Value (PBV) simultanly have effect on stock prices.</em></p><p><em> </em></p><p><em>Keywords:</em><em> Price Earning Ratio, Earning Per Share (EPS), Devidend Yield Ratio (DYR), Devidend Payout Ratio (DPR), Book Value Per Share (BVS), Price Book Value (PBV) and Sharia Stock Price</em></p><p><strong> </strong></p> 2018-01-29T12:22:11+00:00 ##submission.copyrightStatement## http://jurnal.radenfatah.ac.id/index.php/I-Finance/article/view/1691 PENGARUH KUALITAS PELAYANAN PRODI EKONOMI SYARIAH DALAM PENYELESAIAN ADMINISTRASI TERHADAP KEPUASAN MAHASISWA DAN DAMPAKNYA TERHADAP CITRA PRODI EKONOMI SYARIAH 2018-01-30T09:46:50+00:00 Rudi Aryanto rudiaryant000@gmail.com This study aims to find out the quality of Islamic Economy Study Service in completing the administration of student satisfaction and its impact on the image of Islamic Economics Program. The analysis technique used is through t test and R² test. Then in this study there are variables between, then automatically direct and indirect influence must be done so that used path analysis. The results showed that simultaneously tangible, reliability, responsiveness, assurance and emphaty variables significantly influence students' satisfaction in administrative settlement in sharia economic process. Then partially only the responsiveness and empathy variable that has no significant effect on student satisfaction. Student satisfaction variable has a significant influence on image of Islamic Economics Study Program. The tangible variables affect the image of the Islamic Economy Study Program through the students' satisfaction of 60.2%. The variable of reliability affects the image of Islamic Economics Program through student satisfaction of 0.7%. Responsiveness variable affects the image of Islamic Economics Program through student satisfaction of 18%. Assurance variables affect the image of Islamic Economics Program through student satisfaction of 6.7%. Emphaty variables affect the image of Islamic Economic Prodi through student satisfaction of 28.8%. 2018-01-29T12:22:11+00:00 ##submission.copyrightStatement##