R. E. N. Elsa, M. Marzuki, Muhammad Sarip, and Syarif Ali Akbar, “FINANCING SYSTEM IN LEBANG BUDI VILLAGE, PANANG ENIM DISTRICT, MUARA ENIM REGENCY”, muamalah, vol. 11, no. 2, pp. 125–132, Dec. 2025, doi: 10.19109/muamalah.v11i2.32876.