EFFICIENCY PERFORMANCE ANALYSIS OF PANIN DUBAI SYARIAH BANK IN COLLECTING AND DISTRIBUTING THIRD PARTY FUNDS BEFORE AND AFTER MERGER. ifinance [Internet]. 2019 Jul. 1 [cited 2025 Apr. 4];5(1):46-5. Available from: https://jurnal.radenfatah.ac.id/index.php/I-Finance/article/view/3716