Abdul Rohman, M. 2025. BMT AS AN AGENT OF ECONOMIC TRANSFORMATION: A RANDOM EFFECTS ANALYSIS IN FORMER RED-LIGHT AREAS OF SURABAYA. I-ECONOMICS: A Research Journal on Islamic Economics. 11, 1 (Jun. 2025), 56–67. DOI:https://doi.org/10.19109/ieconomics.v11i1.27734.