LEMIYANA, L. L., & LITRIANI, E. E. (2016). PENGARUH NPF, FDR, BOPO TERHADAP RETURN ON ASSET (ROA) PADA BANK UMUM SYARIAH. I-ECONOMICS: A Research Journal on Islamic Economics, 2(1), 31-49. https://jurnal.radenfatah.ac.id/index.php/ieconomics/article/view/1001