Abdul Rohman, Muhammad. “BMT AS AN AGENT OF ECONOMIC TRANSFORMATION: A RANDOM EFFECTS ANALYSIS IN FORMER RED-LIGHT AREAS OF SURABAYA”. I-ECONOMICS: A Research Journal on Islamic Economics 11, no. 1 (June 30, 2025): 56–67. Accessed August 18, 2025. https://jurnal.radenfatah.ac.id/index.php/ieconomics/article/view/27734.