Deni Putra, Muhammad, Muhammad Dedat Dingkoroci Akasumbawa, and Laelani Rukmana. “DETERMINANTS OF INCOME DIVERSIFICATION IN INDONESIAN ISLAMIC BANKS: AN ARDL APPROACH”. I-ECONOMICS: A Research Journal on Islamic Economics 11, no. 1 (June 30, 2025): 25–37. Accessed November 26, 2025. https://jurnal.radenfatah.ac.id/index.php/ieconomics/article/view/28336.