“Studi Kualitatif Perilaku Keuangan Perusahaan Dalam Sektor Rill UMKM”. Indonesian Journal of Behavioral Studies 3, no. 1 (June 30, 2023): 39–53. Accessed January 24, 2026. https://jurnal.radenfatah.ac.id/index.php/ijobs/article/view/16141.