MOSQUE FUND MANAGEMENT SYSTEM LOANED TO THE COMMUNITY IN ROTATION (CASE STUDY AT AL-HIDAYAH MOSQUE SEBERANG ULU 1 KERTAPATI, PALEMBANG CITY)
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Abstract
This study discusses the management system of mosque funds lent in rotation to the community at Al-Hidayah Mosque, Seberang Ulu 1 Kertapati, Palembang, from the perspective of Islamic economic law. This field research uses a descriptive qualitative method with primary data obtained from interviews with mosque administrators and borrowers, and secondary data from relevant literature. The findings show that the loan system is conducted privately, with limited transparency, easy access, and no interest, sourced from infaq, zakat, waqf, and donations. Most borrowers are traders or laborers with a repayment period of 5–6 months. From the perspective of Islamic economic law, this system falls under the Al-Qardh (loan) contract, which is valid if it meets the pillars and conditions such as mutual consent (ijab qabul), capability of the contracting parties, and clarity of the amount and type of funds lent
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