ASURANSI JIWA PADA SITUS FLEXI LIFE SYARIAH PERSPEKTIF YUSUF QARADHAWI

Abstract

The Fleexi Lifee Syariah site also provides an important source of information for customers regarding various matters related to sharia life insurance, including an explanation of the sharia principles that underlie teerseebuet's assurance products. With the Fleexi Lifee Syariah website, sharia life insurance companies can expand their service reach, increase affordability, and improve customer experience in an excellent way. One of the scholars who argued for sharia life insurance was Yusuf Qaradawi. So this research needs to be investigated further. This research raises the problem formulation, namely: 1) How is life insurance implemented on the flexi life sharia site? 2) How is life insurance on the flexi life sharia site viewed from Yusuf Qaradawi's perspective?
This research method uses library research. This data analysis technique uses a qualitative descriptive method. The results of this research show that Flexi life protection sharia is a term life insurance product that provides financial protection in the form of insurance compensation benefits for the risk of death up to IDR. 2 billion, without a medical check and providing additional insurance compensation for the risk of death due to an accident. With sharia principles, this product not only provides peace of mind in protecting the soul, but also peace of mind for the family. Yusuf Qaradawi believes that insurance is now in the category of default or broken agreements. If the policy holder pays a certain amount of money in the first period and then suddenly dies, no less than that amount will be returned, however if the policy holder is affiliated with a dealer, then the insurance policy holder will receive the insurance money. If paid during this period, the amount and prizes will be refunded. If the insured is unable to pay for the next period, the money deposited will be lost.