HEDONISTIC LIFESTYLE AND FINANCIAL DISTRESS: THE ROLE OF RELIGIOSITY
Main Article Content
Abstract
A teenager is someone who is in the transition period from child to adult. Many teenagers wrongly attribute it to their lack of knowledge in the field of finance. Teenagers often follow the times and impose lifestyles. A hedonic lifestyle can be defined as a lifestyle that values pleasure. This kind of lifestyle requires a lot to remain a consumer. Therefore, teenagers need many boundaries, one of which is religious teachings or individual religiosity. This research is important because financial distress in teenagers can cause many negative things. This research aims to determine the effect of a hedonistic lifestyle on financial distress through another variable, namely religiosity. This research used a sample of 241 teenagers. The results of this research are that hedonism has a positive effect on financial distress, and religiosity increases the relationship between financial distress and hedonism. This research influences teenagers' lifestyles so they don't make mistakes in socializing. It is hoped that this research can be a guide for teenagers in managing their finances, especially in fulfilling their lifestyle. In future research, it is hoped that researchers will increase the number of samples and expand the research objects, they can choose research objects in Central Java or Indonesia. Researchers are aware of the limitations in data collection, it is hoped that future researchers can expand the research objects and subjects. The conclusion, the hedonistic lifestyle has a positive effect on financial distress and religiosity is able to moderate the influence of the hedonistic lifestyle on financial distress, namely weakening the relationship between the two.
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HEDONISTIC LIFESTYLE AND FINANCIAL DISTRESS: THE ROLE OF RELIGIOSITY. (2023). I-Finance: A Research Journal on Islamic Finance, 9(2), 183-198. https://doi.org/10.19109/ifinance.v9i2.20173
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I-Finance by http://jurnal.radenfatah.ac.id/index.php/I-Finance is lincensed under a Creative Commons Attribution-ShareAlike 4.0 International Lisence.
How to Cite
HEDONISTIC LIFESTYLE AND FINANCIAL DISTRESS: THE ROLE OF RELIGIOSITY. (2023). I-Finance: A Research Journal on Islamic Finance, 9(2), 183-198. https://doi.org/10.19109/ifinance.v9i2.20173
References
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Apriansah, A., Mulyatini, N., Haris, F., & Prabowo, E. (2022). Financial Well-Being: A Way To Maintain Long-Term Financial Security Program Studi Manajemen Fakultas Ekonomi Dan Bisnis Universitas Komputer Indonesia Bandung. In JURISMA: Jurnal Riset Bisnis dan Manajemen (Vol. 12, Issue 2).
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Islami Aurellie Zulfa, Purwohedi Unggul, & Prihatni Rida. (2021). 564-Article Text-3065-1-10-20220222. Jurnal Kuntansi Perpajakan Dan Auditing, 2(3), 710–734.
Islamy A Zulfa, Purwohedi Unggul, & Prihatni Rida. (2021). Faktor-Faktor Yang Mempengaruhi Financial Distress Perusahaanterdampak Covid-19 Di Asean. Jurnal Akuntansi, Perpajakan Dan Auditing, 2(3), 710–734.
Kostini, N., & Jaja Raharja, un. (n.d.). Analysis of Financial Behavior of SMEs in the Creative Industries in Bandung City, Indonesia.
Lajuni, N., Bujang, I., Karia, A. A., & Yacob, Y. (2018). Religiosity, Financial Knowledge, And Financial Behavior Influence On Personal Financial Distress Among Millennial Generation. Jurnal Manajemen Dan Kewirausahaan, 20(2). https://doi.org/10.9744/jmk.20.2.92-98
Miendlarzewska, E. A., Kometer, M., & Preuschoff, K. (2019). Neurofinance. Organizational Research Methods, 22(1), 196–222. https://doi.org/10.1177/1094428117730891
Nabila, A., Miranti, T., Stability, S. B., Zahra, A., & Miranti, T. (2023). The Sharia Bank Stability: How Fintech And Financial Ratio Fixed It? Research Journal on Islamic Finance, 09. http//jurnal.radenfatah.ac.id/index.php/i-finance
Nahusona, H. C. F., Rahardjo, M., & Rahardjo, S. T. (2004). Analisis Faktor-Faktor Yang Berpengaruh Terhadap Keinginan Karyawan Untuk Pindah. Jurnal Studi Manajemen & Organisasi, 1(2), 16–30.
Nailifar Fanny, Sufitrayati, Badarudin, & Akuntansi, E. (2018). Pengaruh Laba dan Arus Kas Terhadap Kondisi Financial Distress Pada Perusahaan Non Bank Yang Terdaftar Di Bursa Efek Indonesia. In JENSI) (Vol. 2, Issue 2). www.idx.co.id
Rachman, A., Putra Kartaatmadja, N., Rasya, Z. A., & Husniyyah, S. (2022). Strategies For Improving The Sharia Financial Literacy Index In The Millenial Generation In Indonesia. Research Journal on Islamic Finance, 08. http//jurnal.radenfatah.ac.id/index.php/i
Rahmat, A., & Puteri, H. E. (2020a). Pengaruh Hedonisme dan Religiusitas Terhadap Perilaku Konsumtif Mahasiswa. 4(1), 2614–7890. https://doi.org/10.12928/psikopedagogia.v3i
Rahmat, A., & Puteri, H. E. (2020b). Pengaruh Hedonisme dan Religiusitas Terhadap Perilaku Konsumtif Mahasiswa. Journal Economis Studies, 4(1), 2614–7890. https://doi.org/10.12928/psikopedagogia.v3i
Rani Gustiasari, D. (2018). Pengaruh Perkembangan Zaman Terhadap Pergeseran Tata Bahasa Indonesia; Studi Kasus Pada Pengguna Instagram Tahun 2018. 3(02), 433–442. http://www.ejournal-academia.org/index.php/renaissance
Robiansyah, K. R. (2023). Makna Din dalam al-Qur’an: Aplikasi Semiotika Roland Barthes terhadap QS. Al-Kafirun [109]:6. Al-Fanar: Jurnal Ilmu Al-Qur’an Dan Tafsir, 6, 48–59. https://doi.org/10.33511/alfanar.v6n1.48-59
Sadan Madji, Daisy S.M. Engka, & Sumual, J. I. (2019). Analisis Faktor-Faktor Yang Mempengaruhi Pendapatan Petani Rumput Laut Di Desa Nain Kecamatan Wori Kabupaten Minahasa Utara. Jurnal EMBA, 7(3), 3998–4006.
Simatupang, Q. R. (2022). The Influence of Financial Knowledge, Income, and Lifestyle on Financial Behavior of Housewives at Laut Dendang Village. Journal of International Conference Proceedings, 5(2), 646–654. https://doi.org/10.32535/jicp.v5i2.1850
Sri, P., & Amanda, S. Q. (2023). Hedonism And Religiosity On Adolescent Financial Behavior: The Role Of Financial Distress. International Conference of Organizational Innovation.
Syaliha, A., Sutieman, E., Ridwan Pasolo, M., Pattiasina, V., & Yapis Papua, U. (n.d.). The Effect of Financial Literacy, Life Style, Financial Attitude and Locus of Control to Financial Management Behavior. In Maret 2022 Public Policy (Vol. 3, Issue 1). https://lampung.tribunnews.com.
Tabrani ZA. (2018). Relasi agama sebagai sistem kepercayaan dalam dimensi filsafat dan ilmu pengetahuan. AR Raniry: International Journal of Islamic Studies, 5(1), 161–176.
Tiara, T., Winarni, F. A., & Kantun, S. (2021). Analisis Sistem Informasi Akuntansi Pengeluaran Kas pada CV Macarindo Berkah Group Jember. Ekuitas: Jurnal Pendidikan Ekonomi, 9(1), 9. https://doi.org/10.23887/ekuitas.v9i1.31111
Zikmund, W. G., Babin, B. J., Carr, J. C., & Griffin, M. (2013). Business research methods. 9th edition.
Alfianto Achmad Nur, & Nugroho Anton Priyo. (2020). The Impact of Islamic Finance Knowledge and. ICBAE, 1.
Aliffandi, W., Yusrianti, H., & Yuniarti, E. (2023). The Effect Of Information Technology Moderation On Relationship Planning, Implementation, Reporting, Budget Evaluation On Performance Accountability. Research Journal on Islamic Finance, 09. http//jurnal.radenfatah.ac.id/index.php/i-finance
Anggraini, R. T., Fauzan, &, & Santhoso, H. (2017). Hubungan antara Gaya Hidup Hedonis dengan Perilaku Konsumtif pada Remaja. Gadjah Mada Journal Of Psychology, 3(3), 131–140.
Apriansah, A., Mulyatini, N., Haris, F., & Prabowo, E. (2022). Financial Well-Being: A Way To Maintain Long-Term Financial Security Program Studi Manajemen Fakultas Ekonomi Dan Bisnis Universitas Komputer Indonesia Bandung. In JURISMA: Jurnal Riset Bisnis dan Manajemen (Vol. 12, Issue 2).
Aprilia, E. D., & Mahfudzi, R. (2020). Gaya Hidup Hedonisme Dan Impulse Buying Pada Mahasiswa. Jurnal Ecopsy, 7(2). https://doi.org/10.20527/ecopsy.v7i2.7390
Arifin, A. Z. (2017). The Influence of Financial Knowledge, Control and Income on Individual Financial Behavior. In European Research Studies Journal: Vol. XX.
Asir, A. (2014). Agama Dan Fungsinya Dalam Kehidupan Umat Manusia. Jurnal Penelitian Dan Pemikiran Keislaman, 1(1), 57. http://journal.uim.ac.id/index.php/alulum/article/view/234
Auzi, M., Dampak Bank Specific, P., Terapan Keuangan dan Perbankan Syariah, M., Negeri Bandung, P., Magister Terapan Keuangan dan Perbankan Syariah, P., & Negeri Bandung Korespondensi, P. (2023). Pengujian Dampak Bank-Specific Dan Macroeconomic Terhadap Profitabilitas The Impact Examination Of Bank-Specific And Macroeconomic On Profitability. Research Journal on Islamic Finance, 09. http//jurnal.radenfatah.ac.id/index.php/i-finance
Ayu, I. (2020). Pengaruh Gaya Hidup, Religiusitas, Impulsif Buying, Hedonisme, Dan Harga Terhadap Keputusan Pembelian Di Online Store Media Sosial Dengan Self Control Sebagai Variabel Intervening. In Journal Of Sharia Economics (Vol. 3).
Bawono Alfathbawono, A. (2014). Kontribusi Religiusitas Dalam Rasionalitas Konsumsi Rumah Tangga Muslim (Vol. 8, Issue 2).
Darnoto, & Dewi, H. T. (2020). Pergaulan Bebas Remaja Di Era Milenial Menurut Perspektif Pendidikan Agama Islam. Jurnal Tarbawi , 17(1), 45–60.
Ghaliyan Ibnunas, B., Harjawati, T., Kunci, K., Pembelian, M., & Halal, P. (2021). Pengaruh Religiusitas Terhadap Minat Pembelian Produk Halal. Jurnal Ilmiah Mahasiswa (JIMAWA), 1(2), 117–125. https://doi.org/10.32493/jmw.v1i2.10105
Heronimus Sinyo Kelen, L., Kristen Wira Wacana Sumba, U., Kunci, K., Berbasis Perilaku, K., & Tradisional, K. (2021). Coopetition : Jurnal Ilmiah Manajemen Fase Ketiga Teori Manajemen Keuangan: Neurofinance Sebagai Sebuah Pendekatan Baru. Coopetition : Jurnal Ilmiah Manajemen, 12(1), 79–86.
Hoffmann, S., Balderjahn, I., Seegebarth, B., Mai, R., & Peyer, M. (2018). Under Which Conditions Are Consumers Ready to Boycott or Buycott? The Roles of Hedonism and Simplicity. In Ecological Economics (Vol. 147, pp. 167–178). Elsevier B.V. https://doi.org/10.1016/j.ecolecon.2018.01.004
Ichsan, M. ., & Suharto, R. . (2021). Pengaruh pendapatan dan jumlah tanggungan keluarga terhadap konsumsi buruh (studi terhadap buruh angkut di pasar segiri Samarinda). Jurnal Ilmu Ekonomi Mulawarman (JIEM), 6(3), 2715–3797. http://journal.feb.unmul.ac.id/index.php/JIEM
Islami Aurellie Zulfa, Purwohedi Unggul, & Prihatni Rida. (2021). 564-Article Text-3065-1-10-20220222. Jurnal Kuntansi Perpajakan Dan Auditing, 2(3), 710–734.
Islamy A Zulfa, Purwohedi Unggul, & Prihatni Rida. (2021). Faktor-Faktor Yang Mempengaruhi Financial Distress Perusahaanterdampak Covid-19 Di Asean. Jurnal Akuntansi, Perpajakan Dan Auditing, 2(3), 710–734.
Kostini, N., & Jaja Raharja, un. (n.d.). Analysis of Financial Behavior of SMEs in the Creative Industries in Bandung City, Indonesia.
Lajuni, N., Bujang, I., Karia, A. A., & Yacob, Y. (2018). Religiosity, Financial Knowledge, And Financial Behavior Influence On Personal Financial Distress Among Millennial Generation. Jurnal Manajemen Dan Kewirausahaan, 20(2). https://doi.org/10.9744/jmk.20.2.92-98
Miendlarzewska, E. A., Kometer, M., & Preuschoff, K. (2019). Neurofinance. Organizational Research Methods, 22(1), 196–222. https://doi.org/10.1177/1094428117730891
Nabila, A., Miranti, T., Stability, S. B., Zahra, A., & Miranti, T. (2023). The Sharia Bank Stability: How Fintech And Financial Ratio Fixed It? Research Journal on Islamic Finance, 09. http//jurnal.radenfatah.ac.id/index.php/i-finance
Nahusona, H. C. F., Rahardjo, M., & Rahardjo, S. T. (2004). Analisis Faktor-Faktor Yang Berpengaruh Terhadap Keinginan Karyawan Untuk Pindah. Jurnal Studi Manajemen & Organisasi, 1(2), 16–30.
Nailifar Fanny, Sufitrayati, Badarudin, & Akuntansi, E. (2018). Pengaruh Laba dan Arus Kas Terhadap Kondisi Financial Distress Pada Perusahaan Non Bank Yang Terdaftar Di Bursa Efek Indonesia. In JENSI) (Vol. 2, Issue 2). www.idx.co.id
Rachman, A., Putra Kartaatmadja, N., Rasya, Z. A., & Husniyyah, S. (2022). Strategies For Improving The Sharia Financial Literacy Index In The Millenial Generation In Indonesia. Research Journal on Islamic Finance, 08. http//jurnal.radenfatah.ac.id/index.php/i
Rahmat, A., & Puteri, H. E. (2020a). Pengaruh Hedonisme dan Religiusitas Terhadap Perilaku Konsumtif Mahasiswa. 4(1), 2614–7890. https://doi.org/10.12928/psikopedagogia.v3i
Rahmat, A., & Puteri, H. E. (2020b). Pengaruh Hedonisme dan Religiusitas Terhadap Perilaku Konsumtif Mahasiswa. Journal Economis Studies, 4(1), 2614–7890. https://doi.org/10.12928/psikopedagogia.v3i
Rani Gustiasari, D. (2018). Pengaruh Perkembangan Zaman Terhadap Pergeseran Tata Bahasa Indonesia; Studi Kasus Pada Pengguna Instagram Tahun 2018. 3(02), 433–442. http://www.ejournal-academia.org/index.php/renaissance
Robiansyah, K. R. (2023). Makna Din dalam al-Qur’an: Aplikasi Semiotika Roland Barthes terhadap QS. Al-Kafirun [109]:6. Al-Fanar: Jurnal Ilmu Al-Qur’an Dan Tafsir, 6, 48–59. https://doi.org/10.33511/alfanar.v6n1.48-59
Sadan Madji, Daisy S.M. Engka, & Sumual, J. I. (2019). Analisis Faktor-Faktor Yang Mempengaruhi Pendapatan Petani Rumput Laut Di Desa Nain Kecamatan Wori Kabupaten Minahasa Utara. Jurnal EMBA, 7(3), 3998–4006.
Simatupang, Q. R. (2022). The Influence of Financial Knowledge, Income, and Lifestyle on Financial Behavior of Housewives at Laut Dendang Village. Journal of International Conference Proceedings, 5(2), 646–654. https://doi.org/10.32535/jicp.v5i2.1850
Sri, P., & Amanda, S. Q. (2023). Hedonism And Religiosity On Adolescent Financial Behavior: The Role Of Financial Distress. International Conference of Organizational Innovation.
Syaliha, A., Sutieman, E., Ridwan Pasolo, M., Pattiasina, V., & Yapis Papua, U. (n.d.). The Effect of Financial Literacy, Life Style, Financial Attitude and Locus of Control to Financial Management Behavior. In Maret 2022 Public Policy (Vol. 3, Issue 1). https://lampung.tribunnews.com.
Tabrani ZA. (2018). Relasi agama sebagai sistem kepercayaan dalam dimensi filsafat dan ilmu pengetahuan. AR Raniry: International Journal of Islamic Studies, 5(1), 161–176.
Tiara, T., Winarni, F. A., & Kantun, S. (2021). Analisis Sistem Informasi Akuntansi Pengeluaran Kas pada CV Macarindo Berkah Group Jember. Ekuitas: Jurnal Pendidikan Ekonomi, 9(1), 9. https://doi.org/10.23887/ekuitas.v9i1.31111
Zikmund, W. G., Babin, B. J., Carr, J. C., & Griffin, M. (2013). Business research methods. 9th edition.