DETERMINANTS OF MURABAHAH FINANCING MEMBER DECISION FACTORS

Article Sidebar

pdf
Published: Jul 21, 2024
DOI: https://doi.org/10.19109/6fqxmg66
Keywords:
Baitul Maal Wat Tamwil, Trust, Coorporate Image, Purchase Decisions, Murabahah

Main Article Content

Mardini Indah Saputri
Universitas Islam Negeri Maulana Malik Ibrahim Malang
Irmayanti Hasan
Universitas Islam Negeri Maulana Malik Ibrahim Malang

Abstract

This study aims to de determinants of murabahah financing member decision factors. This study uses an exploratory approach to explain the correlation between variables through hypothesis testing, with the research location at the BMT Cooperative Office of Sarana Usahawan Muslim Malang. The population in this study is members who use murabahah financing for buying and selling at the BMT Cooperative Sarana Wiraswasta Muslim Malang. Based on calculations using the Slovin formula, the number of samples in this study is 80 out of a total of 421 members who received business capital from the BMT Sarana Pengusaha Muslim Malang Cooperative using the purposive sampling technique. Primary data was obtained through surveys and interviews, as well as secondary data from the BMT Sarana Usahawan Muslim Cooperative. The data collection approach involves face-to-face interviews with questionnaires. Data analysis was carried out using SPSS, involving classical assumptions and hypothesis testing using t-test and F-test related to the influence of trust and company image on purchase decisions. The results of the study show that the company's trust and image have a positive and significant effect on the decision to purchase services with murabahah financing in the BMT Sarana Wiraswasta Muslim Cooperative, both partially and simultaneously.

Article Details

How to Cite
DETERMINANTS OF MURABAHAH FINANCING MEMBER DECISION FACTORS. (2024). I-Finance: A Research Journal on Islamic Finance, 10(1). https://doi.org/10.19109/6fqxmg66
Issue
Vol. 10 No. 1 (2024): I-FINANCE: a Research Journal on Islamic Finance
Section
Artikel

Lisensi Creative Commons
I-Finance by http://jurnal.radenfatah.ac.id/index.php/I-Finance is lincensed under a Creative Commons Attribution-ShareAlike 4.0 International Lisence.

How to Cite

DETERMINANTS OF MURABAHAH FINANCING MEMBER DECISION FACTORS. (2024). I-Finance: A Research Journal on Islamic Finance, 10(1). https://doi.org/10.19109/6fqxmg66

References

Arif, M., & Putri, A. N. (2020). The Influence of Company Image and Trust and Word Of Mouth on Purchasing Decisions of Postal Express Services. In International Journal of Economic, Technology and Social Sciences (Vol. 1).

Abhimantra, A., Maulida, A. R., & Agustianingsih, E. (2013). ANALISIS FAKTOR- FAKTOR YANG MEMPENGARUHI NASABAH (MAHASISWA) DALAM MEMILIH MENABUNG PADA BANK SYARIAH. Proceeding PESAT (Psikologi, Ekonomi, Sastra, Arsitektur & Teknik Sipil), 5, 170–177.

Ferdinand, N. R., & Khusnudin, K. (2023). FLEKSIBILITAS JAMINAN PEMBIAYAAN USAHA MIKRO PADA BMT AL-HIKMAH SEMESTA JAWA TIMUR. I- ECONOMICS: A Research Journal on Islamic Economics, 9(2), 106–116. https://doi.org/10.19109/ieconomics.v9i2.19719

Hidayat, Miswatun Khasanah. (2016). BMT (BAITUL MAAL WA TAMWIL) SEBAGAI ALTERNATIF PEMBIAYAAN.

Janti, S. (2014). ANALISIS VALIDITAS DAN RELIABILITAS DENGAN SKALA LIKERT TERHADAP PENGEMBANGAN SI/TI DALAM PENENTUAN PENGAMBILAN KEPUTUSAN PENERAPAN STRATEGIC PLANNING PADA INDUSTRI GARMEN. Prosiding Seminar Nasional Aplikasi Sains & Teknologi (SNAST), 155–160.

Kasinem. (2020). Pengaruh Kepercayaan dan Kualitas Pelayanan Terhadap Kepuasan Konsumen Pada Hotel Bukit Serelo Lahat. Jurnal Media Wahana Ekonomika, 17(4), 329–339.

Oemar, U., & Tores, R. (2019). PENGARUH KEPERCAYAAN DAN HARGA TERHADAP KEPUTUSAN PEMBELIAN ONLINE MELALUI MEDIA SOSIAL INSTRAGRAM PADA MAHASISWA STIE RAHMANIYAH (Vol. 2, Issue DESEMBER).

Putri, I. A. D., & Hendrawan, D. (2021). Pengaruh Corporate Image, User Image, Product Image, Dan Word Of Mouth, Terhadap Minat Beli Produk Pada Naavagreen Kediri.

Primasari, Niken Savitri. (2017). ANALISIS ALTMAN Z-SCORE, GROVER SCORE, SPRINGATE, DAN ZMIJEWSKI SEBAGAI SIGNALING FINANCIAL DISTRESS (Studi Empiris Industri Barang-Barang Konsumsi di Indonesia). Accounting and Management Journal, 1(1), 23–43.

Rusby, Z., & Hamzah, Z. (2016). Analisa Permasalahan Baitul Maal Wat Tamwil (BMT) melalui Pendekatan Analytical Network Process (ANP). Jurnal Al-Hikmah, 13(1).

Vaz, M. R. V., & Sutedjo, B. (2022). Pengaruh Kepercayaan, Corporate Image dan Persepsi Harga Terhadap Keputusan Pembelian (Studi Pada Perumahan Konsumen PT. Muliamas Land Kendal). SEIKO : Journal of Management & Business, 5(1), 2022– 2275. https://doi.org/10.37531/sejaman.v5i1.2011

Wijaya, Kathrine Syam. (2023). The Influence of Brand Image and Trust on Purchase Decisions in TikTok Shop. Journal Research of Social Science, Economics, and Management, 3(1), 1–13. https://doi.org/10.59141/jrssem.v3i01.516

Wardani, S., & Permatasari, R. I. (2022). PENGARUH PENGEMBANGAN KARIER DAN DISIPLIN KERJA TERHADAP PRESTASI KERJA PEGAWAI NEGERI SIPIL (PNS) STAF UMUM BAGIAN PERGUDANGAN PENERBANGAN ANGKATAN DARAT (PENERBAD) DI TANGERANG (Vol. 12, Issue 1).

Yazid Muhammad, Elly Mohammad, & Hermawan Dedi. (2023). Pengaruh kualitas pelayanan, kepercayaan, dan citra perusahaan terhadap keputusan pembelian pada kantor BMT NU Cabang Bantaran. Journal Management, Accounting, and Digital Business, 1(4), 551–560.