PERCEPTION OF USEFULNESS AND EASE OF INTEREST IN USING SHARIA FINTECH

Article Sidebar

pdf
Published: Jul 6, 2024
DOI: https://doi.org/10.19109/aftpfe29
Keywords:
Sharia Fintech, Interest, Perception of Usefulness, Perception of Convenience

Main Article Content

Amir Salim
STEBIS IGM Palembang
Eva Susanti
Institut Agama Islam dan Alquran Al-Ittifaqiah Indralaya
Doly Nofiansyah
STEBIS IGM Palembang

Abstract

The aim of the research is to analyze perceptions of usefulness and ease of use fintech sharia among S2 STEBIS IGM Palembang students. The population in this study were STEBIS IGM students with a total research population of 314 students and female students. According to Arikunto, the sample taken for research was 314 x 25% = 78.5 rounded up to 79 students. The analysis technique uses multiple linear regression with hypothesis testing, namely the T test and F test. The findings from the results show that the perceived usefulness variable (X1) has a positive and significant effect on interest in using fintech sharia. Perceived convenience variable (X2) has a positive and significant effect on interest in using fintech sharia (Y). Simultaneously variable perceived usefulness (X1) and the perception of convenience (X2) has a positive and significant effect on interest in using fintech sharia (Y). The conclusion of this research is that both partial and simultaneous variables of perceived usefulness (X1) and the perception of convenience (X2) has a positive and significant effect on interest in using fintech sharia (Y)

Article Details

How to Cite
PERCEPTION OF USEFULNESS AND EASE OF INTEREST IN USING SHARIA FINTECH. (2024). I-Finance: A Research Journal on Islamic Finance, 10(1). https://doi.org/10.19109/aftpfe29
Issue
Vol. 10 No. 1 (2024): I-FINANCE: a Research Journal on Islamic Finance
Section
Artikel

Lisensi Creative Commons
I-Finance by http://jurnal.radenfatah.ac.id/index.php/I-Finance is lincensed under a Creative Commons Attribution-ShareAlike 4.0 International Lisence.

How to Cite

PERCEPTION OF USEFULNESS AND EASE OF INTEREST IN USING SHARIA FINTECH. (2024). I-Finance: A Research Journal on Islamic Finance, 10(1). https://doi.org/10.19109/aftpfe29

References

Abadi, M. D. , L. E. H. , & K. E. D. (2020). Analisis SWOT Fintech Syariah Dalam Menciptakan Keuangan Inklusif di Indonesia (Studi Kasus 3 Bank Syariah di Lamongan). Esya (Jurnal Ekonomi & Ekonomi Syariah), 4(1), 178–188. https://doi.org/10.36778/jesya.v4i1.298

Amalia. (2020). Pengertian Ruang Lingkup Penelitian. Jakarta: Erlangga.

Annisa Amalia, S. N. (2018). Faktor-Faktor Yang Mempengaruhi Minat Individu Terhadap Financial Technology (Fintech) Syariah (Paytren) Sebagai Salah Satu Alat Transaksi Pembayaran (PendekatanTechnology Acceptance Model (TAM) dan Theory Of Planned Behavior (TPB). IQTISHADUNA, 9(01), 64.

Arianti, Z. (2017). Pengaruh Kualitas Layanan, Keamanan, dan Risiko Terhadap Minat Mrnggunakan Line Pay. Jurnal Ekonomi manajemen Tahun 2017, ISSN 2541-3406.

Catur, P. , & L. A. (2022). Crowdfunding Donation Based Di Masa Pandemi Covid-19 : Analisis Faktor Berpengaruh Pada Minat Pengguna Fintech. . 16, 173–180. https://doi.org/10.19184/jpe.v16i2.33754.

Istiqamah, N. , L. F. , & N. A. M. (2022). FAKTOR-FAKTOR YANG MEMPENGARUHI MINAT NASABAH MENGGUNAKAN MOBILE BANKING PADA PT BANK SYARIAH INDONESIA CABANG MAKASSAR. Nobel Management Review, 3(4), 566–578. https://doi.org/10.37476/nmar.v3i4.3450.

Jefriyanto, J., & Riyanto, D. (2021). Tingkat Pemahaman dan Minat Pengurus Dewan Kemakmuran Masjid Terhadap Financial Technology (Fintech) Syariah. Jurnal Ilmiah Ekonomi Islam, 7(1), 75. https://doi.org/10.29040/jiei.v7i1.1857.

Kumala, D. C. , P. J. W. , & T. S. (2020). Pengaruh Perceived Usefulness, Perceived Ease of Use, Trust, Dan Security Terhadap Minat Penggunaan Gopay Pada Generasi X Di Surabaya. Jurnal Manajemen Perhotelan, 6(1), 19–29. https://doi.org/10.9744/jmp.6.1.19-29.

Kusheriyadi. (2020). Pengertian Sumber Data. Bandung: Alfabeta.

Laura Dewani, S. dkk. (2024). Pengantar Ekonomi Digital. Yogyakarta: Selat Media Patners.

Mardiana, N. Y. , U. N. A. , & A. Y. R. (2022). Pengaruh Persepsi Kegunaan dan Kemudahan Teknologi Internet Terhadap Efektifitas Perusahaan di JABODETABEK. Ekonomika. 6, 1–10.

Misissaifi, M., & Sriyana, J. (2021). Faktor-Faktor Yang Mempengaruhi Minat Menggunakan Fintech Syariah. IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita, 10(1), 109–124. https://doi.org/10.46367/iqtishaduna.v10i1.276.

Mulyono, G. (2018). Perancangan Interior Pusat Mitigasi Di Jogja. Skripsi: 27 (2007), 6–23.

Muthi’ah, F. & I. R. (2023). Pengaruh Literasi, Kegunaan, dan Kemudahan Terhadap Minat Masyarakat Menggunakan Dompet Digital Syariah. AD-DEENAR: JURNAL EKONOMI DAN BISNIS ISLAM, 7(01).

Noviyanti Akhnes & Erawati, T. (2021). Pengaruh Persepsi Kemudahan, Kepercayaan dan Efektivitas terhadap Minat Menggunakan Financial Technology (Fintech). Jurnal Ilmiah Akuntansi Dan Finansial Indonesia , 4(2), 65.

Nurul, M., & Ningrat, R. G. (2019). ADOPSI TEKNOLOGI MUSLIM , SIKAP , DAN INTENSI. 3(2), 155–175.

OJK. (2023). Statistik Fintech. Jakarta: Erlangga.

Roby Candra Yudha, A. T. dkk. (2020). Fintech Syariah: Teori dan Terapan. Surabaya: Scopindo Media Pustaka.

Rosalin. (2021). Pengertian Penelitian Kuantitatif. Bandung: Alfabeta.

Shahzad, A. , Z. N. , A. A. , M. H. , & H. A. (2022). COVID-19’s Impact on Fintech Adoption: Behavioral Intention to Use the Financial Portal. 15, 1–18.

Sugiyono. (2016). Metode Penelitian Kuantitatif, Kualitatif dan R&D. Alfabeta.

Sulistiani, S. L. (2019). Aspek Hukum Fintech Syariah Untuk Peningkatan Findrising Wakaf Uang Di Indonesia. Jurisprudensi: Jurnal Ilmu Syariah, Perundang-Undangan, Ekonomi Islam, 11(1), 99–120. https://doi.org/10.32505/jurisprudensi.v11i1.1002.

Venkatesh, V. (2016). Determinants of Perceived Ease of Use: Integrating Control, Intrinsic Motivation, and Emotion into the Technology Acceptance Model. Information Systems Research. 11(4), 342–365.

Widi Yanto, E. B. F. (2020). Pengaruh manfaat, kemudahan, dan keamanan terhadap minat pemakaian Fintech pada Aplikasi OVO Digital Payment. Jurnal Akutansi Aktiva, 1(1), 1-14. https://doi.org/10.24127/akuntansi.v1i1.335.

Winarto, W. W. A. (2020). Peran Fintech dalam Usaha Mikro Kecil dan Menengah (UMKM). Jesya (Jurnal Ekonomi & Ekonomi Syariah), 3(1), 61–73. https://doi.org/10.36778/jesya.v3i1.132.

Yahya, S. , & F. B. A. (2020). Analisis Statistik Deskriptif Terkait Penggunaan Fintech Syariah Di Indonesia. Jurnal Ekonomi Syariah Teori Dan Terapan, 7(7), 1336. https://doi.org/10.20473/vol7iss20207pp1336-1349.

Yuniarti. (2019). Faktor-faktor Yang Mempengaruhi Minat Penggunaan Fintech Peer To Peer Lending. Jurnal Ilmiah Mahaiswa FEB, 8 (1), 1-22.