PERAN PEMBIAYAAN PRODUK AR‐RUM BAGI UMKM PADA PT. PEGADAIAN (Persero) CABANG SYARIAH SIMPANG PATAL PALEMBANG

Abstract

The aim of this research is to elaborate the role of ar‐rum product
financing on small and mideum‐sized enterprises at PT. Pegadaian (Persero) of
Syariah branch Simpang Patal Palembang. Using qualitative approach with
open‐ended interviews, this research finds out that the ar‐rum product
financing has a distinctive role on small and medium business‐sized
enterprises. After using this kind of financing most of the small and mediumsized
enterprises could increased their capital in order to ensure the
sustainability of day to day their business activities
Key Words: Ar‐Rum Product Financing, Small and Mideum‐Sized Enterprise