DETERMINATION OF INCREASING SMES’S INTENTION TO USE SHARIA BANKING SERVICES: SME’S PERSPECTIVE IN MALANG. I-Finance: a Research Journal on Islamic Finance, [S. l.], v. 10, n. 1, p. 188–202, 2024. DOI: 10.19109/xr9bbd68. Disponível em: https://jurnal.radenfatah.ac.id/index.php/I-Finance/article/view/23209.. Acesso em: 22 apr. 2025.