TINJAUAN HUKUM EKONOMI SYARIAH TERHADAP KENAIKAN IURAN BPJS KESEHATAN DI MASA PANDEMI COVID 19 BERDASARKAN PERATURAN PRESIDEN NOMOR 64 TENTANG JAMINAN KESEHATAN

Abstract

ABSTRACT
This research is entitled A Gradual Sharia Economic Law Review Regulating
Tariff Increase for BPJS Health Participants Based on Presidential Regulation Number 64
of 2020 concerning Health Insurance, there are several reasons for the increase in BPJS
contributions. First, one of the main causes of the deficit in the National Health Insurance
(JKN) program that has occurred since the beginning of its implementation is the amount
of contributions that are underpriced and adverse for independent participants. So that the
deficit increases from year to year. Second, many independent participants only register
when they are sick and require expensive medical costs. After recovering, participants stop
paying dues or are not disciplined when paying dues. There are two things that become the
focal point of this research, namely, first, how to increase the rates for BPJS Kesehatan
participants based on Presidential Regulation Number 64 of 2020 concerning Health
Insurance, secondly, how is the Sharia Economic Law Review of the Increase in Tariffs for
BPJS Kesehatan Participants Based on Presidential Regulation Number 64 of 2020 About
Health Insurance.
The methodology used in this research through anapproach is empirical shown to
get things that are direct and library researchlibrary research () to get things that are
theoretical. The data sources used consisted of two, namely primary data and secondary
data.
The results of this study concluded that (1) the increase in BPJS Health
contributions during the Covid 19 pandemic which reached 100% was deemed
incompatible with the increase in the UMP every year of only 8.5%, this increase was also
not in accordance with the principles of syaraih economics and was against Pancasila. 5
"Social justice for all Indonesian people" it can be concluded that this increase in
contributions is not in accordance with Sharia Economic Law

Key words: BPJS Health, Sharia Economic Law, Presidential Regulation Number 64
of 2020 concerning Health Insurance