Learn To be Wise in Making Decision Through Studying Financial Mathematics

Main Article Content

M. Hasbi Ramadhan
Zulkardi
Ratu Ilma Indra Putri
Yulia Resti

Abstract

In everyday life, we were asked to be careful in making decisions, especially regarding financial matters. This research aimed to design a financial mathematical task to train students to be wiser in making decisions regarding financial matters. The method used in this research was design research with type of development studies. The approach used in this research was Realistic Mathematics Education (RME) or in Indonesia is better known as Pendidikan Matematika Realistik Indonesia (PMRI). For the context, this research used buying a house with credit or banking context. This research was conducted at Vocational High School 01 Jambi City with the subjects were eleventh-grade students with major of accounting. This research produced a financial mathematical task in the context of buying a house that was valid, practical, and has potential effect for financial mathematics learning. The research results also found that students became wiser in making decisions regarding financial matters. This research can also be a reference for vocational high school teachers to make financial mathematics teaching materials.

Article Details

How to Cite
Ramadhan, M. H., Zulkardi, Putri, R. I. I., & Resti, Y. (2024). Learn To be Wise in Making Decision Through Studying Financial Mathematics. Jurnal Pendidikan Matematika RAFA, 10(1), 1-11. https://doi.org/10.19109/jpmrafa.v10i1.22323
Section
Artikel

How to Cite

Ramadhan, M. H., Zulkardi, Putri, R. I. I., & Resti, Y. (2024). Learn To be Wise in Making Decision Through Studying Financial Mathematics. Jurnal Pendidikan Matematika RAFA, 10(1), 1-11. https://doi.org/10.19109/jpmrafa.v10i1.22323

References

Aksu, H. H. & Colak, S. O. (2021). The effect of realistic mathematics education on student achievement in 8th grades geometric objects teaching. African Educational Research Journal, 9(1), 20-31. http://doi.org/10.30918/AERJ.91.20.205

Almaida, J. D. & Gallego, D. C. (2023). Dynamic and multipurpose teaching models at the first international exhibition of mathematics teaching material. Education Sciences, 13(3), 265. https://doi.org/10.3390/educsci13030265

Bakker, A. (2018). Design research in Education: A practical guide for early career researchers. London: Routledge. https://doi.org/10.4324/9780203701010

Bulukaya, S. K., Ismail, Y., & Zakiyah, S. (2020). Pengembangan pembelajaran berbasis WEB pada materi tingkat bunga sederhana dan tingkat bunga majemuk. Jurnal Ilmiah Matematika, Sains, Dan Teknologi (Euler), 8(2), 70–82. https://doi.org/10.34312/euler.v8i2.10426

Dituri, P., Davidson, A., & Marley-Payne, J. (2019). Combining financial education with mathematics coursework: Findings from a pilot study. Journal of Financial Counseling and Planning, 30(2), 313-322. https://doi.org/10.1891/1052-3073.30.2.313

Ediyanto, A. & Harsasi, M. (2022). Matematika 2 Rumpun Teknologi untuk SMK/MAK Kelas XI (KMerdeka). Jakarta: Erlangga.

Ferreira, S.M. & Bisognin, V. (2020). Construction of mathematical and financial concepts based on realistic mathematics education. ACTA SCIENTIAE, 22(5), 226-253. https://doi.org/10.17648/acta.scientiae.5925

Hikmah, N. H., Siswono, T. Y. E., & Zahri, M. (2021). Profile of collaborative problem solving among XI students in solving financial mathematics problems. Journal of Mathematical Pedagogy, 2(2), 82-91. https://doi.org/10.26740/jomp.v2n2.p82-91

Jones, I., Swan, M., & Pollitt, A. (2015). Assessing mathematical problem solving using comparative judgement. International Journal of Science and Mathematics Education, 13(1), 151–177. https://doi.org/10.1007/s10763-013-9497-6

Junpeng, P., Marwiang, M., Chiajunthuk, S., Suwannatrai, P., Chanayota, K., Pongboriboon, K., Tang, K. N., & Wilson, M. (2020). Validation of a digital tool for diagnosing mathematical proficiency. International Journal of Evaluation and Research in Education, 9(3), 665–674. https://doi.org/10.11591/ijere.v9i3.20503

Ke, F., & Clark, K. M. (2020). Game-based multimodal representations and mathematical problem solving. International Journal of Science and Mathematics Education, 18(1), 103–122. https://doi.org/10.1007/s10763-018-9938-3

Kesorn, N., Junpeng, P., Marwiang, M., Pongboriboon, K., Tang, K. N., Bathia, S., & Wilson, M. (2020). Development of an assessment tool for mathematical reading, analytical thinking and mathematical writing. International Journal of Evaluation and Research in Education, 9(4), 955–962. https://doi.org/10.11591/ijere.v9i4.20505

Latifah, N., Fahrurrozi, M.S., Z., Sumantri, M. S., & Setiawan, B. (2023). Elementary school teachers’ perceptions of Indonesian elementary school textbooks: A case study. Journal of Higher Education Theory and Practice, 23(1). https://doi.org/10.33423/jhetp.v23i1.5782

Makonye, J. P. (2019). Towards a culturally embedded financial mathematics PCK framework. Research in Mathematics Education, 22(2), 98-116. https://doi.org/10.1080/14794802.2020.1752788

Miles, M. B., Huberman, A. M., & Saldana, J. (2014). Qualitative data analysis: A methods sourcebook (3rd Edition). Washington DC: SAGE Publications. https://doi.org/10.1177/239700221402800402

Nuryadi, A, Fitiradhy, A., Marhaeni, N. H., Purwoko, R. Y., & Rumasoreng, M. I. (2023). The effects of puppet ethnomathematics applications as mathematics teaching materials for character educationBased. Pegem Egitim ve Ogretim Dergisi, 13(2), 153–160. https://doi.org/10.47750/pegegog.13.02.19

Plomp, T. (2013). Educational design research: An introduction. In T. Plomp & N. Nieveen (Eds). Enschede: Netherlands Institute for Curriculum Development. https://ris.utwente.nl/ws/portalfiles/portal/14472302/

Shute, V. J., Wang, L., Greiff, S., Zhao, W., & Moore, G. (2016). Measuring problem solving skills via stealth assessment in an engaging video game. Computers in Human Behavior, 63, 106–117. https://doi.org/10.1016/j.chb.2016.05.047

Sutiaharni, S. & Armiati, A. (2020). Development of mathematics learning devices based on realistic mathematics education for financial accounting expertise program in vocational high school. J. Phys.: Conf. Ser. 1554 012060. https://doi.org/10.1088/1742-6596/1554/1/012060

Sutiaharni, Armiati, & Permana, D. (2021). Practicality of realistic mathematics education based learning design of linear programming for financial accounting major in vocational high school. J. Phys.: Conf. Ser. 1940 (2021) 012104. http://doi.org/10.1088/1742-6596/1940/1/012104

Sya’bani, F., Armiati, Permana, D., Arnawa, I. M., & Asmar, A. (2021). The practicality of learning design based on realistic mathematics education for probability topic of grade VIII junior high school. Journal of Physics: Conference Series, 1742(1), 012036. https://doi.org/10.1088/1742-6596/1742/1/012036

Tamur, M., Juandi, D., & Adem, A. M. G. (2020). Realistic mathematics education in Indonesia and recommendations for future implementation: A meta-analysis study. JTAM (Jurnal Teori dan Aplikasi Matematika), 4(1), 17-27. https://doi.org/10.31764/jtam.v4i1.1786

Wijaya, A., Elmaini, & Doorman, M. (2021). A learning trajectory for probability: A case of game-based learning. Journal on Mathematics Education, 12(1), 1–16. https://doi.org/10.22342/jme.12.1.12836.1-16

Zakaria, E. & Syamaun, M. (2017). The effect of realistic mathematics education approach on students’ achievement and attitudes towards mathematics. Mathematics Education Trends and Research, 1(1), 32-40. http://doi.org/10.5899/2017/metr-00093

Zulkardi. (2002). Developing a learning environment on realistic mathematics education for indonesian student teachers. PhD Thesis. Enschede: Twente University. https://research.utwente.nl/en/publications/developing-a-learning-environment-on-realistic-mathematics-educat

Zulkardi & Putri, R. I. I. (2019). New school mathematics curricula, PISA and PMRI in Indonesia. In: Vistro-Yu, C.P., & Toh, T.L. (Eds.). School Mathematics Curricula: Asian Perspectives and Glimpses of Reform (pp.39-49). Singapore: Springer. https://doi.org/10.1007/978-981-13-6312-2_3

Zulkardi, Putri, R. I. I., & Wijaya, A. (2020). Two decades of realistic mathematics education in Indonesia. Singapore: Springer. https://doi.org/10.1007/978-3-030-20223-1_18